smrealestate's posterous http://smrealestate.posterous.com Most recent posts at smrealestate's posterous posterous.com Tue, 19 Feb 2013 11:38:26 -0800 Santa Maria Homes For Sale Under 200k http://smrealestate.posterous.com/santa-maria-homes-for-sale-under-200k-17689 http://smrealestate.posterous.com/santa-maria-homes-for-sale-under-200k-17689       Click Here For Homes Under 200k   CA - Foreclosure Filings   Search Home In Foreclosure And Going To Auction         If you are looking for Santa Maria homes for sale less than 200k just click the link above this link is updated frequently but there are always changes call for the latest updates and any homes that may be of interest to you. If you are interested in the homes in foreclosure just click the link below and see homes that are going into foreclosure or will be in foreclosure. This list may

Santa Maria homes for sale less than 200k

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Fri, 01 Feb 2013 13:04:16 -0800 What Are The FHA Changes For 2013 http://smrealestate.posterous.com/what-are-the-fha-changes-for-2013 http://smrealestate.posterous.com/what-are-the-fha-changes-for-2013 Reality is that interest rates are still extremely low and depending where you are at in the nation even home prices are still very low. They may have come up a bit as compared to a year ago but over all they are still low. Not mention depending on where you live you can probably buy a home with a monthly payment that is the same or even less than what rent will cost you. I know in Santa Maria, Ca. that holds true for most homes here for sale. But I also know there are tons of people that can buy a home now but are waiting for one thing or another. At the same time there are

Santa Maria home loans

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Thu, 22 Nov 2012 16:34:29 -0800 Doing A Short Sale With Bank Of America http://smrealestate.posterous.com/doing-a-short-sale-with-bank-of-america http://smrealestate.posterous.com/doing-a-short-sale-with-bank-of-america With all the lawsuits that Bank Of America has pending against them and all the negative media in the last few years you would think they would do a 180 on their business practices by now. I am sure they have done some improvements in their business practices in the last few years, not because they wanted to but because they have been forced to. Especially with all the bad foreclosures that happened and with all the robo signing screw ups as well as mishandling of the paper work. But it seems that rather than accepting responsibility for their business practices they are still using

Short Sale With Bank Of America

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Sun, 30 Sep 2012 17:52:51 -0700 Inspiration For House Upgrades http://smrealestate.posterous.com/inspiration-for-house-upgrades http://smrealestate.posterous.com/inspiration-for-house-upgrades // A number of ideas to make improvements to your dwelling can take forever and cost a fortune, but sometimes you can execute them with simplicity and at quite a bargain. It is forever a good idea to view your house objectively and recognize the needed modifications, yet you might also want to choose a few from each of these categories. The subsequent thoughts might give you the urge to start on those plans for your abode that you have been dragging your feet on. Most homes have basements and attics but people don't really use these spaces properly. So, why not consider creating an

Homes In Santa Maria

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Sun, 30 Sep 2012 17:50:54 -0700 California Real Estate Foreclosure Market http://smrealestate.posterous.com/california-real-estate-foreclosure-market-68263 http://smrealestate.posterous.com/california-real-estate-foreclosure-market-68263

Santa Maria Foreclosures

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Sun, 30 Sep 2012 17:48:40 -0700 Tenancy Agreement And The Information You Need To Know http://smrealestate.posterous.com/tenancy-agreement-and-the-information-you-nee http://smrealestate.posterous.com/tenancy-agreement-and-the-information-you-nee Before tenants must move into a home, it is of extreme importance that he should sign a tenancy agreement. An agreement of tenancy will become the binding accord of both the tenant and the property owner. Everything that is transcribed in the contract must be given significance and both the landlord and the tenant must take it earnestly. In addition to that, everything that is left out of the contract is also significant and has the same impact as well. Whatsoever discrepancy can be costly specially when it is about legal agreements. Some landlords have been caught by the hangman's noose

Homes In Santa Maria

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Tue, 21 Aug 2012 16:49:24 -0700 California Real Estate Foreclosure Market http://smrealestate.posterous.com/california-real-estate-foreclosure-market http://smrealestate.posterous.com/california-real-estate-foreclosure-market By Bradley Markano • Jul 24th, 2012 • Category: Charts This Market Chart presents current trends in foreclosures and pre-foreclosure activity statewide. 54,615 notices of default (NODs) were recorded in California in the second quarter of 2012, down from 56,633 one year earlier. 21,851 foreclosures (marked by trustee’s deeds) were recorded in the second quarter of 2012, a drop of 49% from one year earlier. Among California’s largest counties, the greatest one-year drops in foreclosures took place in San Bernardino (-51%) Riverside (-50%), San Diego (-50%) and Contra Costa

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Wed, 01 Aug 2012 17:26:29 -0700 Santa Maria Homes For Sale Under 200k http://smrealestate.posterous.com/santa-maria-homes-for-sale-under-200k-24970 http://smrealestate.posterous.com/santa-maria-homes-for-sale-under-200k-24970     Click Here For Homes Under 200k   CA - Foreclosure Filings   Search Home In Foreclosure And Going To Auction     If you are looking for Santa Maria homes for sale less than 200k just click the link above this link is updated frequently but there are always changes call for the latest updates and any homes that may be of interest to you. If you are interested in the homes in foreclosure just click the link below and see homes that are going into foreclosure or will be in foreclosure. This list may also has a few homes in the Guadalupe area

Santa Maria homes for sale less than 200k

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Mon, 23 Jul 2012 12:53:50 -0700 Santa Maria Homes For Sale Under 200k http://smrealestate.posterous.com/santa-maria-homes-for-sale-under-200k-14983 http://smrealestate.posterous.com/santa-maria-homes-for-sale-under-200k-14983     Click Here For Homes Under 200k   CA - Foreclosure Filings   Search Home In Foreclosure And Going To Auction     If you are looking for Santa Maria homes for sale less than 200k just click the link above this link is updated frequently but there are always changes call for the latest updates and any homes that may be of interest to you. If you are interested in the homes in foreclosure just click the link below and see homes that are going into foreclosure or will be in foreclosure. This list may also has a few homes in the Guadalupe area

Santa Maria homes for sale less than 200k

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Mon, 23 Jul 2012 12:39:32 -0700 Santa Maria Homes For Sale Under 200k http://smrealestate.posterous.com/santa-maria-homes-for-sale-under-200k-10054 http://smrealestate.posterous.com/santa-maria-homes-for-sale-under-200k-10054     Click Here For Homes Under 200k   CA - Foreclosure Filings   Search Home In Foreclosure And Going To Auction     If you are looking for Santa Maria homes for sale less than 200k just click the link above this link is updated frequently but there are always changes call for the latest updates and any homes that may be of interest to you. If you are interested in the homes in foreclosure just click the link below and see homes that are going into foreclosure or will be in foreclosure. This list may also has a few homes in the Guadalupe area

Santa Maria homes for sale less than 200k

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Sun, 24 Jun 2012 15:17:07 -0700 Doing A Short Sale With Chase Bank http://smrealestate.posterous.com/doing-a-short-sale-with-chase-bank http://smrealestate.posterous.com/doing-a-short-sale-with-chase-bank Reality is that if you are dealing with real estate transactions you are going to be faced with having to deal with short sales. The majority of the homes on the market are still distressed properties whether they are foreclosures or short sales. Personally I cannot wait for the day when short sales are part of the history books and or when they do come back into fashion I am pretty much retired. Anyone that has dealt with enough short sales, knows that they can be a little challenging. Trying to get the bank to approve the short sale is never fun, but what is even less fun is

Doing A Short Sale With Chase Bank

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Wed, 01 Feb 2012 14:00:49 -0800 What To Do To Get Your Home Ready To Sell http://smrealestate.posterous.com/what-to-do-to-get-your-home-ready-to-sell http://smrealestate.posterous.com/what-to-do-to-get-your-home-ready-to-sell Getting your home ready to sell whether you are in the Santa Maria real estate market or just time trying to get out of the mortgage home loan that you currently have. First thing you have to remember is first impression is lasting impression. This is a tough economy and the real estate market is still recovering so if you happen to want to or need to sell your home you need to put your best foot forward in order to make that happen. For the most part you are not going to get a second chance to make a good first impression and buyers are not a very forgiving group. So let’s go

Santa Maria Real Estate

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Wed, 01 Feb 2012 13:57:31 -0800 Tips To Selling Your Home http://smrealestate.posterous.com/tips-to-selling-your-home http://smrealestate.posterous.com/tips-to-selling-your-home First thing is first we have to come to terms with is that this is a whole new world and things are not the same as they were a few years ago not only for the Santa Maria real estate market in getting mortgage home loans but everywhere. Homes are not going up 10k every month after month. That was just crazy and if you had your home in Santa Maria for sale lets say two or three years ago and lets say you took your home off the market because you were not very happy with the offers. Well you are really not going to be happy now ,,, so you are going to have to go in with the right mind

santa maria real estate

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Fri, 09 Dec 2011 18:05:24 -0800 Advice On How To Buy Home For Today http://smrealestate.posterous.com/advice-on-how-to-buy-home-for-today http://smrealestate.posterous.com/advice-on-how-to-buy-home-for-today Out of the many Santa Maria homes for sale there are quite a few that are affordable making the process of how to buy a home much easier. Really what is the point on getting a home or wanting to get a home that you truly cannot afford. For many young couples, the idea of owning their own house just like their parents is an attractive idea, but it’s not always a realistic one. There was a poll conducted by the Associated Press and America On Line Real Estate showed that 80 percent of respondents believe that it is hard for first-time buyers to afford a home. A majority of

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Fri, 25 Nov 2011 14:05:27 -0800 Who Wants Tips On Buying A Fixer Upper http://smrealestate.posterous.com/who-wants-tips-on-buying-a-fixer-upper http://smrealestate.posterous.com/who-wants-tips-on-buying-a-fixer-upper Fixer-uppers with upside potential were in high demand when the market was appreciating at a fast pace. Once depreciation took over, speculators disappeared until 2009, when low-end foreclosure properties in some areas became hot properties -- particularly if they were selling at a 50 percent discount from the peak in summer 2006. In California, 70 percent of the homes bought by investors in 2009 were distressed-sale properties, according to the CALIFORNIA ASSOCIATION OF REALTORS®. Some were stripped of appliances and fixtures. But, at half price, there was profit potential for buyers

Santa Maria Real estate

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Fri, 25 Nov 2011 14:01:32 -0800 New Rules For Buying Or Selling Older Homes http://smrealestate.posterous.com/new-rules-for-buying-or-selling-older-homes http://smrealestate.posterous.com/new-rules-for-buying-or-selling-older-homes New rules for older homes not only for the Santa Maria real estate market that are going into effect for older homes in specifically homes that were built prior to 1978. Depending where you are from most communities have a fairly large amount of homes that this would fall under. As for the homes for sale in Santa Maria this would represent possibly half the homes on the market or close to it. It would most certainly include about half the existing homes in town. The big thing that is making the new changes come about when it comes to real estate is LEAD. Seems like this

Santa Maria Real estate

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Mon, 10 Oct 2011 17:24:17 -0700 How To Budget To Buy A House http://smrealestate.posterous.com/how-to-budget-to-buy-a-house http://smrealestate.posterous.com/how-to-budget-to-buy-a-house A carpenter uses a set of house plans to build a house. If he didn’t the bathroom might get overlooked altogether. Rocket Scientists would never begin construction on a new booster rocket without a detailed set of design specifications. So basically the point is that if you plan on doing something you should do it with a plan. Most people make plans when taking vacations but they never seem to plan on a budget, most of us go blindly out into the world without an inkling of an idea about finances and without any plan at all. If you want to plan on buying a home and wanting to know

how to buy a home

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Fri, 07 Oct 2011 10:22:26 -0700 How To Get Approved For A Loan Home Loan http://smrealestate.posterous.com/how-to-get-approved-for-a-loan-home-loan http://smrealestate.posterous.com/how-to-get-approved-for-a-loan-home-loan Part of how to buy a home is filling out a loan application and sending it to a lender for review for the approval of your new mortgage home loan, the first thing they will look for is your ability to payback the loan you are requesting. My team and I have a streamlined loan process to help you get your ducks in a row prior to this review. A grand slam loan package is in perfect order and answers all the important questions up front. We know what the lenders are looking for, based on long-term relationships with them and extensive knowledge of guidelines for a multitude of loan

how to buy a home

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Thu, 06 Oct 2011 17:26:47 -0700 Santa Maria Homes For Sale Under 200k http://smrealestate.posterous.com/santa-maria-homes-for-sale-under-200k http://smrealestate.posterous.com/santa-maria-homes-for-sale-under-200k If you are looking for Santa Maria homes for sale less than 200k down to 150k just click the link below this link is updated frequently but the list is as of 10/06-2011 these are homes currently available. If you like you can do your own search for homes anywhere from Paso To Buellton on the Central coast just click the Central Coast Homes for Sale. This list may also has a few homes in the Guadalupe area that qualify for 100% financing NO MONEY DOWN BUT YOU DO HAVE TO PAY FOR CLOSING COSTS.   See Santa Maria Homes For Sale For Less Than 200k   Search

Santa Maria homes for sale less than 200k

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Thu, 06 Oct 2011 17:24:51 -0700 What Is LTV And Loan To Value Have To Do With How To Buy A Home? http://smrealestate.posterous.com/what-is-ltv-and-loan-to-value-have-to-do-with http://smrealestate.posterous.com/what-is-ltv-and-loan-to-value-have-to-do-with Here is a simple explanation if you plan on buying any real estate soon whether it be Santa Maria real estate or not on LTV which is a big factor in knowing how to buy as home since it is one of the most important lending guidelines that lenders use to qualify you for your new mortgage home loan. One of the factors lenders consider before they approve a mortgage is the loan-to-value ratio (LTV). The LTV is the loan amount expressed as a percent of either the purchase price or the appraised value of the property. So, if you make a 20 percent cash down payment on a property you're

how to buy A Home

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